April is Financial Literacy Month

Break free from your financial burdens! April is Financial Literacy Month, and Financial Aid is here to help you all month long. Participate in the posts on RCTC’s social media accounts or here during the month, and there will be chances for prizes.

Dollar CentsThe Nitty Gritty

Are you returning to college in the fall? Now’s the time to apply for financial aid and to fill out the FAFSA.

Are you graduating this spring? Make sure to complete the loan exit interview if you borrowed money to go to school.

Protect your Identity

Identity theft can cost you your financial aid! Safeguard your personal information to keep your social security number and credit safe. You can find more information on keeping your info safe here: http://www.consumer.ftc.gov/features/feature-0014-identity-theft

Has anyone been a victim of identity theft? Tell us what happened and what you learned about keeping your info safe!


Those waffle fries add up! If you’re wondering where all your money went, save your receipts from every purchase, then add them up at the end of the month. You’ll be surprised at what you spent your money on. GPS Lifeplan has a simple money tracking activity that can help you cut back on unnecessary spending.

Use your credit wisely

When borrowing student loans, figure out how much you can pay back each month after graduating with the kind of job you’re planning on getting. Stay within the limits.

The best way to use credit cards is to use them within your monthly budget and pay the balance in full each month.


What better way to wrap up than to talk about saving. Building an emergency fund seems overwhelming, and frankly, kind of boring. But you have to start somewhere. Your car might break down. You might break your arm and have medical bills. Life happens. Any little bit helps – start by saving 50¢ a day. In a year, you’ll have $180.

When Financial Literacy Month is over, tell us how we did! Stop in the Atrium on May 4 or Heintz Commons May 12 to give us feedback and a to win prizes.

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